Which of the following terms refers to the basic fee that lenders charge to perform a loan transaction? Choose all that apply.

The term that accurately refers to the basic fee that lenders charge to perform a loan transaction is "Origination fee." This fee is typically a one-time charge that covers the lenders' costs to process and underwrite a loan. It's essential in the lending process because it compensates the lender for their services in evaluating and entering the loan agreement.

While "Loan fee" may sound relevant, it is more generalized and does not specifically refer to the customary term that lenders use in their fee structures. “Points” refer specifically to upfront fees paid to decrease the interest rate on a loan, but they are not the basic fee for processing a loan itself. Similarly, an "Appraisal fee" is a separate cost associated specifically with determining the value of the property being financed, rather than a charge for processing the loan transaction itself.

Thus, the term that precisely encapsulates the primary fee for the performance of a loan transaction is the "Origination fee."